A motor vehicle collision causes immediate stress, even when the other driver stops. When a hit-and-run driver flees the scene of a crash on a Tulsa road, like the Broken Arrow Expressway or a busy downtown street, the confusion and frustration can feel overwhelming. People often ask us: What should you do if you’re involved in a hit-and-run accident in Tulsa?
Our personal injury attorneys focus on providing clear information so you know exactly what steps to take right after a hit-and-run crash. A sudden accident should not leave you feeling stranded. Our dedicated legal professionals understand the specific laws and procedures in Oklahoma that apply to these frightening situations.
Prioritizing Safety and Seeking Medical Care
The absolute first priority after any car accident is the safety of everyone involved. A hit-and-run creates a confusing scenario, but you must prioritize your well-being.
Secure the Scene
Do not attempt to chase the driver who left. If possible, move your vehicle to a secure area out of the flow of traffic and turn on your hazard signals. If you cannot move your vehicle, or if you are on foot or on a bike, move yourself and any passengers away from immediate danger.
Seek Medical Attention
Even if you feel fine, call for medical assistance or visit an emergency room or urgent care facility. Injuries from an accident, especially a high-impact crash, sometimes do not show symptoms right away. A doctor’s visit creates an official record of your physical condition immediately following the crash. These records serve as critical evidence should you pursue an insurance claim.
Reporting the Hit-and-Run to Tulsa Law Enforcement
Reporting the incident to law enforcement is a critical next step. In Oklahoma, drivers must immediately report any accident involving injury, death, or property damage exceeding an established dollar amount. Oklahoma Statutes Title 47, Section 40-102 requires law enforcement officers to prepare a written report for collisions involving injury, death, or property damage of $500 or more.
Contact the Police
Call 911 if there are injuries or if the scene poses an immediate threat to public safety. Otherwise, contact the Tulsa Police Department’s non-emergency line. Tell the operator that you were the victim of a hit-and-run. Law enforcement will investigate the scene, collect details, and try to locate the fleeing driver.
Document Crucial Details
Your immediate observations become key evidence. Try to recall everything you can about the vehicle and the driver who left, including:
- Vehicle Description: Make, model, color, and year of the car
- License Plate: Even a partial plate number helps immensely
- Driver Description: Gender, age, hair color, or any unique features
- Direction of Travel: The direction the vehicle went after the collision
- Damage: Location and extent of damage to the fleeing vehicle
Take photos of the accident scene, the damage to your car, and any visible injuries. Look for potential witnesses nearby, such as a resident, a business owner, or another driver, and ask for their contact information. In Tulsa, the police report will ultimately be a vital piece of evidence for your claim.
Navigating Insurance Claims Under Oklahoma Law
The biggest immediate challenge in a hit-and-run is knowing how to pay for medical bills and property damage when you cannot identify the at-fault driver. If you are the victim of a hit and run, Oklahoma’s insurance requirements become essential.
Uninsured Motorist (UM) Coverage
Oklahoma drivers must carry liability insurance, but many do not. A hit-and-run driver is, by definition, an “uninsured” driver until identified. Oklahoma Statutes Title 36, Section 3636 requires insurance companies to offer Uninsured Motorist (UM) coverage, which protects you if the at-fault driver is uninsured or is a hit-and-run driver who cannot be found.
UM coverage is not mandatory in Oklahoma; you have the option to waive it. Even so, if you purchased this coverage, it becomes your primary avenue for seeking compensation in a hit-and-run. UM coverage often pays for bodily injury damages, like medical bills and lost wages, and sometimes property damage, depending on your policy.
Reporting to Your Insurer
Report the accident to your own insurance company as soon as you can. Do not delay. Tell them you were involved in a hit-and-run and that you have filed a police report. Cooperate with their investigation, but remember that they are primarily focused on their own bottom line.
A claim involving your own UM policy can become complicated. The process is not always straightforward, and your insurer may try to minimize the value of your claim, even when you have been a loyal customer.
The Clock is Ticking: Understanding the Statute of Limitations
Even though you are filing a claim with your own insurance, the law limits the time you have to take formal action. In Oklahoma, the statute of limitations for filing a personal injury lawsuit is generally two years from the date of the accident. This deadline, codified in Oklahoma Statutes Title 12, Section 95, applies even if you are ultimately suing your own UM carrier for compensation.
We strongly advise you to consult with a legal team well before this two-year deadline approaches. Waiting too long risks losing your legal right to pursue compensation entirely.
What Parsons, Graham & Day, LLC Does for Hit-and-Run Victims
When a crash happens on I-44 or a busy surface street in the Tulsa area, you need a team that knows how to investigate when the responsible party is missing. Our attorneys know that following all the legal procedures and filing deadlines in Oklahoma is confusing, especially while recovering from injuries.
We step in to handle the necessary legal and procedural steps, including:
- Thorough Investigation: We work to gather all evidence, including witness statements, surveillance footage from nearby Tulsa businesses, and the official police report. Sometimes, we can identify the fleeing driver through determined investigative work
- Insurance Negotiations: We meticulously prepare and present your claim to your own insurance company, protecting you against common tactics used to undervalue your injuries and losses under your UM policy
- Legal Guidance: We ensure your claim remains compliant with all Oklahoma statutes, preserving your right to seek maximum compensation
Our law firm builds trust through natural, persuasive language and clear communication. We prioritize your recovery and ensure you understand every step of the legal process.
Our Dedication to Tulsa Accident Victims
A hit-and-run accident should not be a tragedy that leaves you with permanent financial burdens. We believe every person injured by a reckless driver deserves compassionate, experienced legal support. We never charge a fee unless we successfully recover compensation on your behalf.
If you or a loved one was involved in a hit-and-run crash in or around Tulsa, talk to our legal team before you accept a minimal insurance offer. We offer a free consultation to review your case and explain your rights under Oklahoma law.
Call Parsons, Graham & Day, LLC today at 918-553-5771 and let us shoulder the legal burden so you can focus on healing.
